Edvisors (“Edvisors Network, Inc.”) provides independent advertising-supported platforms for consumers to search compare and apply for private student loans. Loan offers from participating lenders that appear on our websites are not affiliated with any college and/or universities, and there are no colleges and/or universities which endorse Edvisors’ products or services. Lender search results do not constitute an official college preferred lender list. Edvisors receives compensation from lenders that appear on this site. This compensation may impact the placement of where lenders appear on this site, for example, the order in which the lenders appear when included in a list. Not all lenders participate in our sites and lenders that do participate may not offer loans to every school.
Edvisors is not a lender and makes no representations or warranties about your eligibility for a particular loan or financial aid. Lenders are solely responsible for any and all credit decisions, loan approval and rates, terms and other costs of the loan offered and may vary based upon the lender you select. Please check with your school or lender directly for information related to your personal eligibility.
Edvisors has endeavored to provide accurate information. However, the results provided by lenders are for illustrative purposes only and accuracy is not guaranteed, as such, Edvisors assumes no responsibility for errors or omission in the information provided.
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Last updated: June 30, 2023
Edvisors Network, Inc. (“Edvisors”, “our”, “we”) publishes several different websites, including, but not limited to the following:
Edvisors.com
ScholarshipPoints.com
StudentScholarshipSearch.com
PrivateStudentLoans.com
RewardFish.com
This Collection Notice describes how we collect and use California consumers' personal information and applies to all our websites (collectively, “Site”) and Services owned and operated by Edvisors. The term "Services," means any services, transactions, or other engagements you might have with Edvisors. This Collection Notice is for California consumers only, and does apply to California job applicants, employees, or independent contractors.
This Collection Notice is a supplement to our Privacy Policy, and you should review our Privacy Policy for additional important information.
This Notice explains:
As you use our Site and Services, we may collect personal information that may identify, relate to, describe, reference, be capable of being associated with, or reasonably be linked, directly or indirectly, with a particular consumer or device (“Personal Information”). When we use the term, “Share” in this Notice, it means sharing with a third party for cross-context behavioral advertising purposes. We may collect the following categories of Personal Information:
Categories of Personal Information | Example(s) Personal Information We Have Collected and May Collect | Shared, Sold or Both |
---|---|---|
1. Identifiers | Name, email address, IP address, User ID, phone number, postal address, account username. | Both |
2. Commercial information. | Preferred school size, preferred residence, sweepstakes participation records, ScholarshipPoints and RewardFish activities and records, reward activities, e-gift cards information, survey responses, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. | Both |
3. Internet or other similar network activity. | Date and time of interaction with an advertisement, advertisement ID, website ID, session ID, browsing history, search history, chat transcript and sessions. | Share |
4. Audio, electronic, visual, thermal, olfactory, or similar information also referred to as “Sensory Data” | Call recordings when you contact our call center, photos, Site recordings. | Share |
5. Protected classification characteristics under California or federal law. | Gender, age (40 years or older), marital status, religion, citizenship, military or veteran status, disability, ethnicity. | Both |
6. Geolocation data. | GPS-based information from mobile devices used to access the Services. | Share |
7. Professional or employment-related information. | Job information and status, job title. | Share |
8. Non-public education information | School name, school address, GPA, exam scores, major, degree, graduation date, class rank, grade levels. | Both |
9. Inferences drawn from other Personal Information. | Propensity to select certain offers, scholarships, advertisements, content, colleges, and/or universities that may interest you, and gender. | Shared |
10. Sensitive Information | Social Security number, driver’s license, state identification card, or passport number. Racial or ethnic origin, religious or philosophical beliefs, citizenship, or immigration status. Health information, sexual orientation or sex life. Union membership. Account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account. | Both |
11. Personal information categories listed in the California Customer Records Statute (Cal. Civ. Code § 1798.80(e)) | Household income range, student assets, federal or private student loan debt, credit score range, student loan amount sought, and other information under this category to the extent covered by another category. | Both |
PURPOSES FOR COLLECTION OF YOUR PERSONAL DATA AND HOW WE USE IT
The purposes for which we collect and use Personal Data depend on, among other things, our relationship or interaction with a specific California resident. We may use information about you for several purposes, including:
Processing Purpose(s) | Example(s) of Processing Purpose | Categories of PI Implicated |
---|---|---|
1. Performing Services Requested by You or in Support of Services Provided to You |
Internal Processing: to provide you with Edvisors Sites, Features and Services, including offers; contacting you, creating, maintaining, customizing and securing your account with us. Enable additional Site services: to provide you, with additional services such as processing your RewardFish or ScholarshipPoints transactions, hosting our Site, fulfilling activities, managing databases, performing analyses. Process orders: to process or fulfil an order or transaction. Contact You: to contact and communicate with you about your use of our Services, including changes to our Services or our Services’ policies. Account management: to process your registration with our Services, verify your info is active and valid, establishing and maintaining your Edvisors’ accounts, and providing you with opportunities (and/or in the furtherance of on-going opportunities) for you to earn rewards or other opportunities . Such opportunities may include cashback shopping, offers, surveys, search, watching video and other online and offline activities. Customer Service: to respond to any questions, comments, or requests you have for us or for other customer service purposes Facilitation of acceptance of third-party offers: to facilitate or complete an offer made by third-party partners you made using our Services. Other: administrative, operational, business, and commercial purposes subject to applicable law and not inconsistent with this Privacy Policy or other notice by us at collection. |
Identifiers, Customer Account Details/Commercial Information, Internet Usage Information, Geolocation Data, Sensory Data, Inferences |
2. Auditing Interactions and Transactions | Auditing: related to counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance with user interaction or transaction specifications and standards. | Identifiers, Customer Account Details/Commercial Information, Internet Usage Information |
3. Security | Security/fraud prevention: to protect the security of Company, our Services, and its users and to prevent and address fraud and violations of our terms and policies. | Identifiers, Internet Usage Information, Customer Account Details/Commercial Information |
4. Debugging | Repairs: identify and repair errors that impair existing intended functionality of our Services. | Identifiers, Internet Usage Information, Customer Account Details/Commercial Information |
5. Advertising & Marketing |
Content and offers customization: to customize your experience on our Services, or to serve you specific content and offers that are relevant to/customized for you. Advertising, marketing, and promotions: to assist us in determining relevant offers; to develop and evaluate marketing and advertising campaigns; and for promotional activities, such as running sweepstakes, contests, and other promotions. |
Identifiers, Internet Usage Information, Customer Account Details/Commercial Information, Geolocation Data, Inferences |
6. Quality Assurance | Quality and Safety of Service: undertaking activities to verify or maintain the quality or safety of our Services, and to improve, upgrade, or enhance our Services. | Identifiers, Internet Usage Information, Customer Account Details/Commercial Information, Geolocation Data, Inferences |
7. Processing Interactions and Transactions | Short-term, transient use: including, but not limited to, non-personalized advertising shown as part of a Consumer’s current interactions related to your use of our Services. | Identifiers, Internet Usage Information, Customer Account Details/Commercial Information, Geolocation Data, Sensory Data, Inferences |
8. Research and Development |
Research and analytics: to better understand how Consumers access and use our Services, both on an aggregated and individualized basis, to improve our Services and respond to user preferences, and for other research and analytical purposes. Market research and customer satisfaction surveys: to administer surveys and questionnaires, such as for market research or customer satisfaction purposes. |
Identifiers, Sensory Data, Internet Usage Information, Customer Account Details/Commercial Information, Geolocation Data, Inferences |
9. Legal Compliance. |
Comply with legal requests: to respond to subpoenas, civil investigative demands, discovery requests, and other requirements to provide information to regulators, courts, and third parties. Legal obligations: to obtain advice, understand, and comply with our legal obligations and to understand and enforce our legal rights or the rights of others. |
All categories |
10. Selling or Sharing |
Selling: We sell personal information to third parties for their own use. Sharing: We share personal information with third parties to facilitate cross-context behavioral advertising. Additional information about our selling and sharing practices can be found in our Privacy Policy. |
All categories |
PERSONAL INFORMATION RETENTION
We retain your Personal Information for as long as we have a relationship with you. We also retain your Personal Information for a period of time after our relationship with you has ended where there is an ongoing business need to retain it. This includes retention to comply with our legal, regulatory, tax, and/or accounting obligations. Generally, we retain Personal Information for a period of time after our relationship with you has ended, but the term for which we retain your Personal Information may be longer or shorter depending on our relationship with you. We do so in accordance with our data retention policies and applicable law.
CONTACT INFORMATION
If you have any questions or comments about this Notice or our Privacy Policy, please do not hesitate to contact us at: 888-972-1010 or by email to [email protected].
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