Penny Redlin

This academic year has been one tough pill to swallow for high school seniors with one epic event after another, each with its own profound effects on the admissions process, together they create the perfect storm for admissions confusion and chaos.

It’s no secret the cost of higher education can be staggering. Many college students cannot even consider going to college without expecting to borrow money to cover college costs. However, some schools are trying to ease the pain of debt as an unwanted graduation gift by implementing no loan policies. These no loan schools eliminate loans from financial aid packages.

Financial fluency is the understanding and application of various financial concepts and the ability to use that knowledge to make informed and effective decisions with all of one's financial resources. Financial fluency helps create a sense stability during unsettled economic times and that would be helpful to most everyone.

Wealth killers is a term that represent habits or decisions that can significantly erode your financial health over time. Think of them as silent threats to your financial wellbeing.  Avoiding these pitfalls isn't just about preserving your current financial status; it's about ensuring the growth and longevity of your wealth for the future.

It seems as if anyone with a camera, internet connection and social media account can become an influencer. Finfluencers have emerged as a new resource to get information and advice on personal finance, investing and money management. With this type of reach and influence comes responsibility, especially as it pertains to people’s money and finances.