Penny Redlin

It’s understandable that receiving a college rejection letter can be deeply disheartening and might stir feelings of disappointment and frustration. However, this can be an occasion to view this not merely as an end of an opportunity, but as a redirection to possibly an even better one for you.

Financial fluency matters because knowledge alone isn’t enough.  With financial fluency you translate information and use that knowledge to make smart money moves. Think of it like being able to plan ahead, invest wisely, and make decisions that help your money grow over time. It's like knowing not just to save money, but where to save it so it earns the most interest.

To say most students have sticker shock when looking at tuition costs is an understatement.  The average cost of college today runs between $10,000-$42,000 per year or more depending on where you go.  Why have higher education tuition rates skyrocketed?  What has caused this and what can do we do to combat it?

Choosing a college is one of the biggest financial decisions you'll make in your lifetime. This important choice not only impacts your career prospects but shapes your finances for years to come. The cost of tuition, room and board, books, and other expenses can quickly add up, making it essential to carefully evaluate your options.

Knowing about money aka personal finance is like holding a key that unlocks numerous doors to financial freedom and security. It's about managing your money efficiently, from budgeting and saving to investing and retirement planning. Starting to become financially fluent early is not just beneficial; it's essential.